• Budgeting and Finance

    Strategy for a Secure Retirement: Pay Off Debt

    My strategy for a secure retirement includes paying off debt. As I work towards my goal of retiring in just three years and living on a reduced budget, this will be my main objective. While my debt is not overwhelming, it’s enough to take a significant portion of my monthly income. I’m left with the remainder of a student loan…

  • Cost of Living

    The Challenge of Retirement in a Changing America

    The challenge of retirement in America today has become an increasingly complex and daunting challenge, primarily due to the rising cost of living. For many Americans, the dream of a secure and comfortable retirement feels more like an uphill battle rather than a guaranteed phase of life. The economic landscape has changed drastically over the past few decades, and the…